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Dental Practice Loans:
Compare Lenders & Rates
Acquisition loans, startup financing, SBA programs, and equipment loans — all compared in one place. Free quotes, no hard credit pull.
8.5%+
Starting APR
$5M
Max loan amount
10 yrs
Max term
Best Dental Practice Loan Lenders (2026)
Reviewed and ranked by loan terms, dental industry experience, and borrower outcomes.
eBoost Partners
SponsoredBest Overall — Multi-Lender Quote Matching
Live Oak Bank
#1 SBA Dental Lender
Bank of America
Best National Bank
Wells Fargo Practice Finance
Best for Established Practices
Huntington Bank
Best Regional Bank for Dental
TD Bank Practice Solutions
Best for East Coast Dentists
Rates as of May 2026. Advertising disclosure.
Dental Practice Financing Options
Different stages of practice ownership require different financing structures.
Practice Acquisition Loans
Most PopularBuy an existing dental practice. Loans up to $5M. 100% financing available for qualified buyers.
Startup Practice Loans
Finance a de novo practice from the ground up. Equipment, build-out, and working capital.
SBA Loans for Dentists
Lowest RatesGovernment-backed SBA 7(a) loans at the lowest available rates. Up to $5M, 10-year terms.
Dental Equipment Financing
Finance chairs, CBCT scanners, CAD/CAM systems, and other equipment. Keeps cash in the practice.
Practice Loan Refinancing
Refinance a high-rate acquisition or startup loan after establishing payment history.
Working Capital Loans
Cover payroll, supplies, and operating expenses during slow periods or expansion.
8.5%–12%
Typical APR range for established practices
$300K–$800K
Average dental practice acquisition price
10 years
Maximum loan term (SBA 7(a))
650+
Minimum FICO at most dental lenders
Dental Practice Finance Learning Center
Guides for every stage — from finding a practice to refinancing your loan.
How to Buy a Dental Practice
Step-by-step guide to finding, valuing, and financing your first practice acquisition.
Dental Practice Valuation Guide
How lenders and brokers value practices. EBITDA multiples, goodwill, and what to look for.
Dental Practice Loan Rates (2026)
Current rates by lender type, credit score, and loan purpose. Updated monthly.
Finding a Dental Practice Broker
What brokers do, how they're paid, and how to choose one for your acquisition.
Dental Practice Loan Calculator
Estimate monthly payments on any loan amount, rate, and term.
SBA Loans for Dental Practices
How SBA 7(a) works, requirements, and why Live Oak Bank dominates this market.
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